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Before reading or using material on this site (where, in the following, “material on this site” includes text, papers, blog and software), please note the following important information:

  1. The material on this site is provided for research and informational purposes only, and does NOT necessarily represent the views or policies of the respective institutions or funding agencies of the site editors and authors.
  2. The site editors are NOT licensed, professional financial advisors to public clients, although they may provide financial advice to private clients and/or organizations in the course of their professional work.
  3. The site editors and other authors of material on this site and blog do NOT warrant or represent that the material on this site is accurate, free from error, up-to-date or constitutes reliable financial advice.
  4. For material on this site or blog that is indicated as authored by a specific person, the indicated author only is responsible for the comments therein.
  5. Material on this site or blog should NOT be interpreted as a directive to buy or sell any particular security, portfolio of securities or investment strategy; should NOT be interpreted as applicable to the specific investment needs of any particular individual or organization; and should NOT be interpreted as a forecast of future market prices or trends.
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  8. SOFTWARE AVAILABLE ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
  9. IN NO EVENT SHALL THE SITE EDITORS OR OTHER AUTHORS OF MATERIAL ON THIS SITE OR BLOG BE HELD LIABLE FOR ANY COSTS OR DAMAGES ARISING OUT OF READING OR USING ANY MATERIAL ON THIS SITE.

All material is copyrighted (c) 2024 by David H. Bailey, and any software is protected by a BSD license. By continuing to read or use the material on this site, you acknowledge and consent to the above terms.

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